Update and Confirm Rate Lock
An integration listed in the PPE category can update a rate lock and confirm it in a single transaction response by creating a transaction with a response that returns the required field values, and with a response result object with the action UPDATE_CONFIRM. In addition, within the same transaction response, the integration can also send additional loan data to be updated in Encompass. The specific fields that are sent as part of the response loan data follow the standard data entitlement model and process. However, not all of the loan data fields that are send inside the loan attribute are saved as part of the lock snapshot.
{
"status": "completed",
"loanFormat": "application/vnd.plm-2.0.0+json",
"loan": {
... // Additional loan data, sent as part of standard transaction loan update
},
"result": {
"format": "application/vnd.productpricing-update-1.0.0.json",
"action": "UPDATE",
"details": {
... //Update rate lock action details
},
"partnerStatus": "partner status",
"respondingParty": {
"name": "PPE partner",
"address": "P.O. BOX 509124, SUITE 300",
"city": "SAN DIEGO",
"state": "CA",
"postalCode":" 92150",
"pointOfContact": {
"fax": "8002376526",
"phone": "8009864343",
"email": "[email protected]"
}
},
"referenceNumber": "000901"
}
The full list of supported fields in the update and confirm rate lock request action details are captured in the JSON-schema object definition below. There are several resources available online, such as https://www.jsonschemavalidator.net/, where a result details objects content can be manually validated.
{
"$schema": "http://json-schema.org/draft-07/schema#",
"type": "object",
"validationMessage": {
"oneOfAdditionalFields": "fieldName and one of stringValue, numericValue and dateValue is required.",
"datePattern": "Date should be in the format MM/DD/YYYY.",
"uuidPattern": "UUID. It must be a valid UUID format"
},
"properties": {
"lockId": {
"type": "string",
"pattern": "^[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12}$",
"validationMessage": {
"$ref": "#/validationMessage/uuidPattern"
}
},
"buySide": {
"type": "object",
"properties": {
"commitment": {
"type": "object",
"properties": {
"type": {
"type": "string",
"enum": [
"Best Efforts",
"Mandatory"
]
},
"number": {
"type": "string",
"description": "Commitment number associated with the trade."
},
"date": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"masterCommitmentNumber": {
"type": "string",
"description": "Master commitment number associated with the trade."
},
"investorCommitment": {
"type": "string",
"description": ""
}
},
"additionalProperties": false
},
"onrpDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"onrpEligible": {
"type": "boolean",
"description": ""
},
"tpoName": {
"type": "string",
"description": ""
},
"tpoId": {
"type": "string",
"description": ""
},
"orgId": {
"type": "string",
"description": ""
},
"daysToExtend": {
"$ref": "#/definitions/integerField"
},
"extendedLockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"lockExtendPriceAdjustment": {
"$ref": "#/definitions/numericField"
},
"expirationDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"originalLockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"investor": {
"type": "object",
"properties": {
"name": {
"type": "string",
"description": "Name of the investor."
}
},
"additionalProperties": false
},
"delivery": {
"type": "object",
"properties": {
"type": {
"type": "string",
"description": ""
},
"expirationDate": {
"$ref": "#/definitions/datePattern",
"description": ""
}
},
"additionalProperties": false
},
"totalBuyPrice": {
"$ref": "#/definitions/numericField",
"description": ""
},
"totalPrice": {
"$ref": "#/definitions/numericField",
"description": ""
},
"startingAdjustPrice": {
"$ref": "#/definitions/numericField",
"description": ""
},
"unDiscountedRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"totalRateAdjustments": {
"$ref": "#/definitions/numericField",
"description": ""
},
"netRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"totalPriceAdjustments": {
"$ref": "#/definitions/numericField",
"description": ""
},
"netPrice": {
"$ref": "#/definitions/numericField",
"description": ""
},
"totalMarginAdjustments": {
"$ref": "#/definitions/numericField",
"description": ""
},
"netMarginRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"startingAdjustRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"branch": {
"type": "object",
"properties": {
"approvalDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy": {
"type": "string",
"description": ""
},
"price": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval": {
"type": "string",
"description": ""
},
"approvalDate2": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy2": {
"type": "string",
"description": ""
},
"price2": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval2": {
"type": "string",
"description": ""
},
"approvalDate3": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy3": {
"type": "string",
"description": ""
},
"price3": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval3": {
"type": "string",
"description": ""
},
"approvalDate4": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy4": {
"type": "string",
"description": ""
},
"price4": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval4": {
"type": "string",
"description": ""
},
"approvalDate5": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy5": {
"type": "string",
"description": ""
},
"price5": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval5": {
"type": "string",
"description": ""
}
},
"additionalProperties": false
},
"corporate": {
"type": "object",
"properties": {
"approvalDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy": {
"type": "string",
"description": ""
},
"price": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval": {
"type": "string",
"description": ""
},
"approvalDate2": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy2": {
"type": "string",
"description": ""
},
"price2": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval2": {
"type": "string",
"description": ""
},
"approvalDate3": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy3": {
"type": "string",
"description": ""
},
"price3": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval3": {
"type": "string",
"description": ""
},
"approvalDate4": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy4": {
"type": "string",
"description": ""
},
"price4": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval4": {
"type": "string",
"description": ""
},
"approvalDate5": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"approvedBy5": {
"type": "string",
"description": ""
},
"price5": {
"$ref": "#/definitions/numericField",
"description": ""
},
"reasonForApproval5": {
"type": "string",
"description": ""
}
},
"additionalProperties": false
},
"profitMarginAdjustedBuyPrice": {
"$ref": "#/definitions/numericField"
},
"correspondent": {
"type": "object",
"properties": {
"tradeId": {
"type": "string",
"description": ""
},
"tradeNumber": {
"type": "string",
"description": ""
}
},
"additionalProperties": false
},
"lockDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"lockExpirationDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"lockNumberOfDays": {
"$ref": "#/definitions/integerField",
"description": ""
},
"baseRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"basePrice": {
"$ref": "#/definitions/numericField"
},
"baseMarginRate": {
"$ref": "#/definitions/numericField",
"description": ""
},
"srpPaidOut": {
"$ref": "#/definitions/numericField",
"description": ""
},
"rateSheetId": {
"type": "string",
"description": ""
},
"lastRateSetDate": {
"$ref": "#/definitions/datePattern",
"description": ""
},
"comments": {
"type": "string",
"description": ""
},
"adjustments": {
"type": "array",
"items": {
"$ref": "#/definitions/adjustmentItem"
},
"minItems": 1,
"description": ""
}
},
"additionalProperties": false
},
"sellSide": {
"type": "object",
"properties": {
"srp": {
"$ref": "#/definitions/numericField"
},
"servicing": {
"$ref": "#/definitions/servicingItem"
},
"actual": {
"type": "object",
"properties": {
"amount": {
"$ref": "#/definitions/numericField"
},
"price": {
"$ref": "#/definitions/numericField"
},
"srp": {
"$ref": "#/definitions/numericField"
}
},
"additionalProperties": false
},
"diff": {
"type": "object",
"properties": {
"amount": {
"$ref": "#/definitions/numericField"
},
"price": {
"$ref": "#/definitions/numericField"
},
"srp": {
"$ref": "#/definitions/numericField"
}
},
"additionalProperties": false
},
"netAmount": {
"$ref": "#/definitions/numericField"
},
"paidMiPremium": {
"$ref": "#/definitions/numericField"
},
"tradeMgmtPrevConfirmedLockGuid": {
"type": "string",
"pattern": "^[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12}$",
"validationMessage": {
"$ref": "#/validationMessage/uuidPattern"
}
},
"correspondent": {
"type": "object",
"properties": {
"escrowDisbursementsToBePaid": {
"$ref": "#/definitions/numericField"
},
"tradeId": {
"type": "string"
},
"tradeNumber": {
"type": "string"
}
},
"additionalProperties": false
},
"daysToExtend": {
"$ref": "#/definitions/integerField"
},
"extendedLockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"commitmentDate": {
"$ref": "#/definitions/datePattern"
},
"lockExtendPriceAdjustment": {
"$ref": "#/definitions/numericField"
},
"discountYsp": {
"$ref": "#/definitions/numericField"
},
"masterContractNumber": {
"type": "string"
},
"gainLossPercentage": {
"$ref": "#/definitions/numericField"
},
"gainLossPrice": {
"$ref": "#/definitions/numericField"
},
"gainLossTotalPrice": {
"$ref": "#/definitions/numericField"
},
"rateSheetId": {
"type": "string"
},
"lastRateSetDate": {
"$ref": "#/definitions/datePattern"
},
"lockNumberOfDays": {
"$ref": "#/definitions/integerField"
},
"lockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"lockDate": {
"$ref": "#/definitions/datePattern"
},
"baseRate": {
"$ref": "#/definitions/numericField"
},
"totalRateAdjustments": {
"$ref": "#/definitions/numericField"
},
"netRate": {
"$ref": "#/definitions/numericField"
},
"basePrice": {
"$ref": "#/definitions/numericField"
},
"totalPriceAdjustments": {
"$ref": "#/definitions/numericField"
},
"netPrice": {
"$ref": "#/definitions/numericField"
},
"baseMarginRate": {
"$ref": "#/definitions/numericField"
},
"totalMarginAdjustments": {
"$ref": "#/definitions/numericField"
},
"netMarginRate": {
"$ref": "#/definitions/numericField"
},
"originalLockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"comments": {
"type": "string"
},
"srpPaidOut": {
"$ref": "#/definitions/numericField"
},
"investor": {
"type": "object",
"properties": {
"loanNumber": {
"type": "string"
},
"mersNumber": {
"type": "string"
},
"lockedDate": {
"$ref": "#/definitions/datePattern"
},
"deliveryDate": {
"$ref": "#/definitions/datePattern"
},
"targetDeliveryDate": {
"$ref": "#/definitions/datePattern"
},
"name": {
"type": "string"
},
"contact": {
"type": "string"
},
"phone": {
"type": "string"
},
"email": {
"type": "string"
},
"address": {
"type": "string"
},
"city": {
"type": "string"
},
"state": {
"type": "string",
"maxLength": 2
},
"postalCode": {
"type": "string"
},
"website": {
"type": "string"
},
"lockType": {
"type": "string"
},
"programCode": {
"type": "string"
},
"status": {
"type": "string"
},
"statusDate": {
"$ref": "#/definitions/datePattern"
},
"tradeNumber": {
"type": "string"
},
"commitment": {
"type": "string"
},
"templateName": {
"type": "string"
}
},
"additionalProperties": false
},
"adjustments": {
"type": "array",
"items": {
"$ref": "#/definitions/adjustmentItem"
},
"minItems": 1,
"description": ""
}
},
"additionalProperties": false
},
"comparison": {
"type": "object",
"properties": {
"servicingType": {
"type": "string",
"enum": [
"Service Retained",
"Service Released"
]
},
"discountYsp": {
"$ref": "#/definitions/numericField"
},
"masterContractNumber": {
"type": "string"
},
"gainLossPercentage": {
"$ref": "#/definitions/numericField"
},
"gainLossPrice": {
"$ref": "#/definitions/numericField"
},
"gainLossTotalPrice": {
"$ref": "#/definitions/numericField"
},
"rateSheetId": {
"type": "string"
},
"lastRateSetDate": {
"$ref": "#/definitions/datePattern"
},
"lockNumberOfDays": {
"$ref": "#/definitions/integerField"
},
"lockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"lockDate": {
"$ref": "#/definitions/datePattern"
},
"baseRate": {
"$ref": "#/definitions/numericField"
},
"totalRateAdjustments": {
"$ref": "#/definitions/numericField"
},
"netRate": {
"$ref": "#/definitions/numericField"
},
"basePrice": {
"$ref": "#/definitions/numericField"
},
"totalPriceAdjustments": {
"$ref": "#/definitions/numericField"
},
"netPrice": {
"$ref": "#/definitions/numericField"
},
"baseMarginRate": {
"$ref": "#/definitions/numericField"
},
"totalMarginAdjustments": {
"$ref": "#/definitions/numericField"
},
"netMarginRate": {
"$ref": "#/definitions/numericField"
},
"comments": {
"type": "string"
},
"originalLockExpirationDate": {
"$ref": "#/definitions/datePattern"
},
"srpPaidOut": {
"$ref": "#/definitions/numericField"
},
"investor": {
"type": "object",
"properties": {
"name": {
"type": "string"
},
"contact": {
"type": "string"
},
"phone": {
"type": "string"
},
"email": {
"type": "string"
},
"address": {
"type": "string"
},
"city": {
"type": "string"
},
"state": {
"type": "string",
"maxLength": 2
},
"postalCode": {
"type": "string"
},
"website": {
"type": "string"
},
"lockType": {
"type": "string"
},
"programCode": {
"type": "string"
},
"status": {
"type": "string"
},
"statusDate": {
"$ref": "#/definitions/datePattern"
},
"tradeNumber": {
"type": "string"
},
"commitment": {
"type": "string"
},
"templateName": {
"type": "string"
}
},
"additionalProperties": false
},
"adjustments": {
"type": "array",
"items": {
"$ref": "#/definitions/adjustmentItem"
},
"minItems": 1,
"description": ""
}
},
"additionalProperties": false
},
"additionalFields": {
"type": "array",
"items": {
"$ref": "#/definitions/additionalFieldItem"
},
"minItems": 1,
"description": "Additional fields in the rate lock."
}
},
"required": [
"lockId"
],
"additionalProperties": false,
"definitions": {
"integerField": {
"type": "integer",
"minimum": 1
},
"numericField": {
"type": "number",
"multipleOf": 0.001
},
"adjustmentNumericField": {
"type": "number",
"multipleOf": 0.001
},
"datePattern": {
"type": "string",
"pattern": "^^(?:(?:(?:0?[13578]|1[02])(\\/)31)\\1|(?:(?:0?[1,3-9]|1[0-2])(\\/)(?:29|30)\\2))(?:(?:1[6-9]|[2-9]\\d)?\\d{2})$|^(?:0?2(\\/)29\\3(?:(?:(?:1[6-9]|[2-9]\\d)?(?:0[48]|[2468][048]|[13579][26])|(?:(?:16|[2468][048]|[3579][26])00))))$|^(?:(?:0?[1-9])|(?:1[0-2]))(\\/)(?:0?[1-9]|1\\d|2[0-8])\\4(?:(?:1[6-9]|[2-9]\\d)?\\d{2})$",
"validationMessage": {
"$ref": "#/validationMessage/datePattern"
}
},
"servicingItem": {
"type": "object",
"properties": {
"type": {
"type": "string",
"enum": [
"Service Retained",
"Service Released"
],
"description": ""
},
"servicer": {
"type": "string"
},
"fee": {
"type": "object",
"properties": {
"servicing": {
"$ref": "#/definitions/numericField"
},
"guarantyBase": {
"$ref": "#/definitions/numericField"
},
"guarantee": {
"$ref": "#/definitions/numericField"
}
},
"additionalProperties": false
},
"pool": {
"type": "object",
"properties": {
"number": {
"type": "string"
},
"id": {
"type": "string"
}
},
"additionalProperties": false
},
"commitmentContractNumber": {
"type": "string"
},
"productName": {
"type": "string"
},
"msrValue": {
"$ref": "#/definitions/numericField"
}
},
"additionalProperties": false
},
"adjustmentItem": {
"type": "object",
"properties": {
"adjustmentType": {
"type": "string",
"enum": [
"Adjustment",
"LockExtensionAdjustment",
"ReLockFeeAdjustment",
"CustomPriceAdjustment"
],
"description": ""
},
"description": {
"type": "string",
"description": ""
},
"priceAdjustmentType": {
"type": "string",
"enum": [
"BasePrice",
"BaseMargin",
"BaseRate",
"ProfitMargin"
],
"description": ""
},
"adjustment": {
"$ref": "#/definitions/adjustmentNumericField",
"description": ""
}
},
"required": [
"adjustmentType",
"description",
"priceAdjustmentType"
],
"additionalProperties": false
},
"additionalFieldItem": {
"type": "object",
"properties": {
"fieldName": {
"type": "string",
"minLength": 1,
"pattern": "^[a-zA-Z0-9.]*$",
"description": "Identifier of the additional field in encompass"
},
"numericValue": {
"type": "number",
"multipleOf": 0.001,
"description": "Numeric value for the additional field"
},
"stringValue": {
"type": "string",
"minLength": 1,
"description": "String value for the additional field"
},
"dateValue": {
"$ref": "#/definitions/datePattern",
"description": "Date value for the additional field."
}
},
"oneOf": [
{
"required": [
"fieldName",
"stringValue"
],
"validationMessage": {
"$ref": "#/validationMessage/oneOfAdditionalFields"
}
},
{
"required": [
"fieldName",
"numericValue"
],
"validationMessage": {
"$ref": "#/validationMessage/oneOfAdditionalFields"
}
},
{
"required": [
"fieldName",
"dateValue"
],
"validationMessage": {
"$ref": "#/validationMessage/oneOfAdditionalFields"
}
}
],
"additionalProperties": false
}
}
}
Below is a sample update rate lock request payload with most of the fields supported in the update rate lock request operation:
{
"status": "Completed",
"result": {
"format": "application/vnd.productpricing-update-and-confirm-1.0.0.json",
"action": "UPDATE_CONFIRM",
"details": {
"lockId": "c669557c-d631-427d-a6f8-94ef1922db1d",
"buySide": {
"commitment": {
"number": "4544534",
"masterCommitmentNumber": "342432"
},
"expirationDate": "07/21/2020",
"delivery": {
"type": "hello",
"expirationDate": "07/21/2020"
},
"startingAdjustPrice": 1.3,
"unDiscountedRate": 1.1,
"startingAdjustRate": 1.2,
"startingAdjPrice": 1.3,
"branch": {
"approvalDate": "07/08/2020",
"approvedBy": "someone",
"price": 21.21,
"reasonForApproval": "some reason"
},
"corporate": {
"approvalDate": "07/08/2020",
"approvedBy": "someone",
"price": 11.21,
"reasonForApproval": "dont know"
},
"profitMarginAdjustedBuyPrice": 0.26,
"correspondent": {
"tradeId": "3242",
"tradeNumber": "23werewr"
},
"daysToExtend": 40,
"extendedLockExpirationDate": "08/15/2020",
"lockExtendPriceAdjustment": 23,
"lockDate": "07/07/2020",
"lockExpirationDate": "07/21/2020",
"baseRate": 4.3,
"baseMarginRate": 12.14,
"rateSheetId": "New ratesheet Id",
"lastRateSetDate": "05/07/2020",
"srpPaidOut": 41.5,
"adjustments": [
{
"adjustmentType": "Adjustment",
"description": "Waive Escrow and Impounds 1",
"priceAdjustmentType": "BasePrice",
"adjustment": 0.11
},
{
"adjustmentType": "Adjustment",
"description": "Mobile Margin 1",
"priceAdjustmentType": "BaseMargin",
"adjustment": 0.22
},
{
"adjustmentType": "Adjustment",
"description": "60 Day Lock Period 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.33
},
{
"adjustmentType": "Adjustment",
"description": "Extended Payment Option 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.44
}
]
},
"sellSide": {
"srp": 0,
"servicer": "string",
"fee":{
"servicing": 0,
"guarantyBase": 0,
"guarantee": 0
},
"pool":{
"number": "string",
"id": "string"
},
"commitment": {
"date": "4544534",
"contractNumber": "342432"
},
"productName": "string",
"msrValue": 0,
"actual":{
"amount": 0,
"price": 0,
"srp": 0
},
"diff":{
"amount": 0,
"price": 0,
"srp": 0
},
"paidMiPremium": 0,
"correspondent":{
"escrowDisbursementsToBePaid": 0,
"tradeId": "string",
"tradeNumber": "string"
},
"daysToExtend": 0,
"extendedLockExpirationDate": "string",
"lockExtendPriceAdjustment": 0,
"servicingType": "string",
"discountYsp": 0,
"rateSheetId": "string",
"lastRateSetDate": "string",
"lockNumberOfDays": 0,
"lockExpirationDate": "string",
"lockDate": "string",
"baseRate": 0,
"basePrice": 0,
"baseMarginRate": 0,
"comments": "string",
"srpPaidOut": 0,
"investor": {
"loanNumber": "string",
"lockedDate": "2021-02-10T21:41:37.028Z",
"deliveryDate": "string",
"targetDeliveryDate": "string",
"name": "string",
"contact": "string",
"phone": "string",
"email": "string",
"address": "string",
"city": "string",
"state": "string",
"postalCode": "string",
"website": "string",
"lockType": "string",
"programCode": "string",
"commitment": "string",
"templateName": "string"
},
"adjustments": [
{
"adjustmentType": "Adjustment",
"description": "60 Day Lock Period 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.33
},
{
"adjustmentType": "Adjustment",
"description": "Extended Payment Option 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.44
}
]
},
"comparison": {
"servicingType": "string",
"discountYsp": 0,
"rateSheetId": "string",
"lastRateSetDate": "string",
"lockNumberOfDays": 0,
"lockExpirationDate": "string",
"lockDate": "string",
"baseRate": 0,
"basePrice": 0,
"baseMarginRate": 0,
"comments": "string",
"srpPaidOut": 0,
"investor": {
"name": "string",
"contact": "string",
"phone": "string",
"email": "string",
"address": "string",
"city": "string",
"state": "string",
"postalCode": "string",
"website": "string",
"lockType": "string",
"programCode": "string",
"status": "string",
"statusDate": "string",
"tradeNumber": "string",
"commitment": "string",
"templateName": "string"
},
"adjustments": [
{
"adjustmentType": "Adjustment",
"description": "60 Day Lock Period 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.33
},
{
"adjustmentType": "Adjustment",
"description": "Extended Payment Option 1",
"priceAdjustmentType": "BaseRate",
"adjustment": 0.44
}
]
}
}
}
}
Updated 10 months ago